For Individuals

Beyond your portfolio, your life has a score.

Vitality. Autonomy. Purpose. Resilience. Your relationships.

See them all — measured, mapped, and actionable — in 15 minutes.

Get Your HW Number
How It Works

15 Minutes to a Complete Picture

The HW Assessment walks you through four domains of your life — then synthesizes everything into a single, actionable number.

  1. Step 01

    64 Questions

    Validated psychometric questions across four domains of human capital.

  2. Step 02

    Four Domains Scored

    Integration, Resources, Systems, and Wellbeing — each measured independently.

  3. Step 03

    Your HW Number

    A physics-inspired formula (K = ½mv²) distills your scores into one number.

  4. Step 04

    AI Narrative

    An AI interpreter translates your scores into an empathetic, personalized story.

Interactive

Try It: Your Composition

Drag the points to adjust your scores across all 16 elements of human capital. Watch your HW Number respond — and notice how velocity is squared in the formula.

Try It Yourself

Your Wellbeing Composition

Your life has a shape. This is how you see it. Adjust each element to reflect where you actually stand.

The deep sense that your life has a clear purpose and direction. It is the feeling that your daily actions matter, make sense, and contribute to something greater than yourself.Meaningful LifeThe big-picture satisfaction you feel when you step back and evaluate your life. It is the sense that things are generally going well and you are achieving the important outcomes you desire.Satisfying LifeThe variety and depth of your life experiences. It measures how often you engage with new, complex, or perspective-changing situations that keep your life from becoming a comfortable but monotonous routine.Psychological RichnessThe actual, day-to-day emotional quality of your life. It measures how often you feel positive emotions like joy, calm, and enthusiasm, compared to negative feelings like stress, anxiety, or boredom.Daily AffectYour foundational physical and mental energy. It measures how healthy and energized you feel on a daily basis, and whether physical discomfort or stress drains your ability to fully engage with life.VitalityYour confidence in your ability to handle challenges and reach your goals. It is your resourcefulness in finding a way around obstacles and speaking up for your own needs.Self-EfficacyYour general outlook on the future. It measures whether you typically expect good things to happen, feel hopeful, and maintain a positive perspective even in uncertain times.OptimismYour ability to bounce back from setbacks and handle stressful situations without becoming overwhelmed. It measures how quickly you recover and stay clear-headed when under pressure.ResilienceThe freedom to make important life and financial decisions on your own terms. It measures your ability to spend your time the way you want and avoid feeling trapped or forced into situations you wouldn't choose.AutonomyThe process of actively working toward clear goals that reflect your true interests and deeply held values. It is the opposite of feeling aimless or drifting through life without direction.Goal SettingYour active participation and sense of belonging within a group. It measures whether your roles in the community allow you to apply your skills, contribute to causes you care about, and express who you truly are.Community ConnectionThe level of deep focus and absorption you experience in your daily activities. It measures whether your routines provide the right amount of challenge to keep you stimulated, rather than leaving you bored or overwhelmed.EngagementYour access to the tools, knowledge, and mentorship needed to navigate modern life. It measures how well-equipped you are to solve practical problems, learn new skills, and overcome systemic barriers.Structural CapabilityYour ability to comfortably meet your daily needs and handle unexpected expenses without severe worry. It is the solid financial foundation that gives you the peace of mind to focus on more than just survival.Financial SecurityThe health and comfort of your physical surroundings, including your home, neighborhood, and access to nature. It measures whether your environment recharges your energy or creates unnecessary friction and stress.Environmental QualityThe strength and breadth of your relationships. It accounts for both the deep, reliable connections you lean on during a crisis and the wider networks that provide new opportunities and fresh perspectives.Social NetworkI have a clear sense of purpose in my life.Overall, I am satisfied with my life.I have had many unique and perspective-changing experiences.I frequently feel excited, enthusiastic, or inspired.In general, I would rate my overall physical health as excellent.I feel confident in my ability to handle most challenges that come my way.I generally expect good things to happen in my future.I handle stressful situations well without becoming overwhelmed.I feel free to make important life decisions on my own terms.I have clearly defined goals that I am actively working toward.I feel a strong sense of belonging in at least one community.I regularly experience deep focus and flow in my activities.I have a strong understanding of personal financial concepts.I feel comfortable with my current financial situation.My home is a place where I feel restored and at peace.I have close relationships with people I can truly rely on.

HW Number

13.5

K = ½mv²

Mass

3.0

Integration + Resources

Velocity

3.0

Systems + Wellbeing

SER

1.00

Adequate

Interactive

Try It: Map Your Time & Income

Allocate your 168-hour week and your annual income to reveal your COTI (Cost of Time Investment) and Freedom Ratio — two metrics that show whether your time and money are working together.

Try It Yourself

Your Time & Income Portrait

Allocate your weekly hours and annual income to reveal your COTI and Freedom Ratio — two metrics that show whether your time and money are working together or pulling apart.

168-Hour Weekly Budget

Sleep
0h

Rest and recovery

Exercise
0h

Physical activity and movement

Caregiving
0h

Caring for dependents or others

Administration
0h

Bills, errands, logistics

Structured
0h

Committed, scheduled activities

Unstructured
0h

Free time, hobbies, exploration

Routine
0h

Meals, grooming, commuting

Time Budget0 / 168h
168

Annual Income Allocation

Implied Work

168h

per week

Bandwidth Tax

0%

admin + caregiving load

Autonomy Ratio

0%

waking hours self-directed

COTI

0

weeks obligated

Freedom Ratio

0%

time × money freedom

In the full platform, your Time and Financial Capital Ledgers track these patterns across 52 weeks — revealing seasonal bottlenecks and opportunities to reallocate.

Your Dashboard

What You'll Discover

Your personal dashboard goes far beyond a single score. These tools work together to reveal the full picture.

Wellbeing

Composition Radar

A 16-point visualization of your scores across every element — from Vitality to Daily Affect.

Integration

AI Interpreter

Your scores translated into empathetic, actionable narratives about your life.

Resources

Time & Capital Mapping

See how your 168-hour week and income allocations interact — where time and money align or conflict.

Systems

Life Systems Graph

Your people, assets, systems, and goals as an interconnected knowledge graph.

Diagnostic Patterns

Patterns We Detect

The platform doesn't just measure — it diagnoses. These are some of the patterns our framework identifies.

Sovereignty

Your Data, Your Control

You own every data point. Share specific domains with advisors when you choose, and revoke access at any time. Your wellbeing data is never sold, never shared without your explicit consent.

Begin

It takes 15 minutes. The insights last a lifetime.

Discover your HW Number and see your life measured completely.

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