Education

Human Wealth™ Professional Certification

Diagnose What the Balance Sheet Doesn't Show

A 12-week cohort program that trains financial advisors to integrate the Human Wealth™ diagnostic framework into their practice — from the Wellbeing Composition and K-Score to SER thresholds, Bandwidth Tax assessment, and transition engineering.

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What You’ll Learn

  • 1

    Master the full 16-element Wellbeing Composition and learn to interpret patterns like the Velvet Rut, Golden Stagnation, and conversion inefficiency.

  • 2

    Learn to calculate and apply K-Score, SER, COTI, Bandwidth Tax, VYR, and the Third Act Index in real client scenarios.

  • 3

    Gain supervised practice deploying the Wellbeing Radar, Financial Capital Ledger, Time Capital Ledger, and Systems Kanban with actual clients.

  • 4

    Understand the Vitality Gate Rule and when to pause optimization in favor of biological restoration.

  • 5

    Build a competitive differentiator: offer diagnostic depth that no other planning framework provides.

Curriculum

Module 1 — The Ontology Foundation

2 weeks

The four domains (Integration, Resources, Systems, Wellbeing), 16 elements, and the cybernetic feedback architecture. How elements interact and why measurement order matters.

Module 2 — Diagnostic Instruments

3 weeks

Hands-on training with the Wellbeing Composition assessment, Financial Capital Ledger (six-bucket model with Buffer auto-calculation), Time Capital Ledger (168-hour allocation), and the Wellbeing Radar.

Module 3 — Composite Metrics & Thresholds

3 weeks

K-Score (K = ½mv²), System Efficiency Ratio (SER), Bandwidth Tax (BW-Tax), Vitality Yield Ratio (VYR), Commitment Overload Tension Index (COTI), and the Third Act Index (TAI). Calculation, interpretation, and clinical thresholds.

Module 4 — Transition Engineering

2 weeks

The 8 systemic life transitions, element-depletion patterns, intervention sequencing, and the Shadow Liability Index (SLI). Case-based learning with composite client profiles.

Module 5 — Supervised Practice & Integration

2 weeks

Conduct 2–3 supervised client engagements using the full diagnostic toolkit. Receive Founder feedback on interpretation, intervention design, and client communication. Final case presentation.

Program Format

Delivery

Virtual cohort — live sessions + asynchronous modules + supervised practice

Duration

12 weeks

Cohort Size

Maximum 15 advisors per cohort

Weekly Commitment

8–10 hours per week

What You’ll Receive

  • Human Wealth™ Professional Certification credential

  • Full platform tool access (Wellbeing Radar, Financial Capital Ledger, Time Capital Ledger, Systems Kanban)

  • Ongoing case supervision and peer learning community

  • Client acquisition pathway — referral eligibility from Human Wealth™ Advisory

  • Continuing education credits (CFP/CFA CE application supported)

Prerequisites

Designed for Financial Advisors & Wealth Planners

  • Active financial planning or wealth advisory practice

  • CFP®, CFA®, or equivalent professional designation (preferred but not required)

  • Minimum 3 years of client-facing advisory experience

  • Commitment to 8–10 hours per week for 12 weeks

Ready to transform your practice?

Join the next cohort and become a certified Human Wealth™ practitioner.

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